Skook Auto Sales – Used Car Dealer in Schuylkill County Pennsylvania provides bad credit auto loans for quality used and pre-owned cars, trucks, vans, SUVs and crossovers for customers near Schuylkill Haven PA, BHPH car financing Allentown PA, affordable used vehicle sales Reading PA, no credit auto loans Northampton PA, low down payments Hazleton PA, no credit check approvals Lebanon PA, in-house car financing Schuylkill Haven PA, guaranteed credit approval Allentown PA, used car buying Schuylkill County PA, easy credit approvals Reading, new credit truck financing Northampton PA, fast approval car loans Hazleton PA, used SUV dealership Lebanon PA, used cars Pottstown, affordable vehicles Allentown Pennsylvania. :: Financing-frequently-asked-questions Page

YOU HAVE QUESTIONS, WE HAVE ANSWERS

We know that you may have more questions than listed here and we welcome every single one of them. In the event your question is not answered below, please know you may always call a Skook Auto Sales associate at any time During Our Regular Business Hours.

How do I get Approved, and what do I need to bring?

Start by filling out and submitting our online application. You can also call or stop in at the dealership and someone will gladly work with you to start or complete your application. We will consider approvals based on several factors like time on the job, ties to the area, your monthly income and expense, ability to pay, explanation of credit history, and the honesty and accuracy of the information you give us. To get started, you will need:

A valid state or government-issued ID card or current passport. For example, a valid PA drivers’ license.
Proof of income (a hard-copy check stub less than 30 days old, proof of check from the government, proof of regular payments from elsewhere).
Title of a vehicle if one is being traded-in.
Cash for your down payment.
A commitment to the Skook Auto Sales program to advance and rebuild your credit.

We can usually have your loan application approved and be driving the same day. and you’ll be on the road in your new vehicle the same day.

Will my credit score be impacted by a credit check?

A formal credit pull is necessary for the final approval process with our financing company. This process allows us to establish your account and report your on-time payments to the credit bureaus as we assist you in rebuilding your credit.

Can you help people with prior repossessions?

Yes; we can still get you approved even with prior repossessions and take all factors into consideration when determining approval.

Does it matter if my credit score is bad?

No problem. You’ve come to the right place. We specialize in financing customers with less-than-perfect credit scores or even no credit at all. Our finance company considers a number of key factors during the underwriting process for approval; not only your credit history or your credit score.

How much money do I need to put down?

Down payments will vary based on several factors. Our finance company considers, the year, make, model of the vehicle, income, credit history, and the amount of money you feel comfortable putting into the deal. Typically, more money down will help lower your payment. If more money is needed, we will let you know exactly how much. Please note that we do accept most trades, and all equity in your trade will count toward your down payment amount.

How does Skook Auto Sales accept payments?

We provide a convenient online option for making your payment or all of the following are acceptable methods of payment at our dealership in person: cash, debit card, credit card, or money order.

How can I make payments?

Payments can be made 24/7 either online at skookautosales.com by clicking on "Make a Payment".
During normal business hours, you may contact a customer relations representative to make a one-time payment or to set up recurring payments by calling 570-593-5278.